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РАБОТА в ХАРЬКОВЕ
Спонсоры:
Clerical, administrative. Работа в Харькове.
| Категория: | Руководство, HR |
| Специальность: | Clerical, administrative |
| График работы: | любой |
| Пол: | не важно |
| Образование: | высшее |
| Подробная информация: | The moment a bankruptcy case is filed the law requires that creditors stop all collection activity including telephone calls, billings, garnishments, freezing bank accounts, and all lawsuits and foreclosures. If a case has not been filed then the only law that may decrease the frequency of collector calls is the Federal Fair Debt Collection Practices Act. This law only applies to debt collectors. Not to the actual creditor itself. If you are receiving harassing telephone calls then you should contact legal counsel as soon as possible. When you list your bills prior to filing for bankruptcy, it is your responsibility to provide the names, proper addresses, and account numbers for all your bills. A bill that is not listed in the bankruptcy or that has a wrong address cannot be discharged. You will be given a copy of the bankruptcy papers to keep for your records. It is your responsibility to check the papers in Schedules D, E, and F, to be sure all your bills are listed. The calls come before 8:00 a. m. Calls come multiple times per day or even multiple times per hour. The calls come after you have told the caller to stop or that you can’t pay (even if you just told them verbally). The caller uses abusive language, or falsely implies that you will be arrests (you can’t be arrest for owing a debt). Very similarly to the rules for an employer, a debt collector cannot call friends and family about your debt. They are allowed to call 3rd parties to get your contact information if they don’t already have a way to get a hold of you, but they can’t use that exception to reveal to the third party that you owe a debt. Many people are aware that there is a limited time for a company to collect on a debt. The laws for this are called the Statute of Limitations (“SOL”). SOL controls how much time a company has to file a lawsuit, but once the lawsuit has been filed, the SOL no longer prevents collection. If a lawsuit has not been filed, and the collectors are still trying to recover the balance, that may still be lawful, as long they disclose they cannot sue you on the balance. If such disclosure has not been made, the collection would likely be a violation of consumer protection law. Taylor Porter attorneys Skip Philips and Coulter McMahen recently presented to a client on the Fair Debt Collection Practices Act (“FDCPA”), discussing the obligations of both creditors and debt collectors pursuant to the FDCPA and Louisiana’s related statute, applications to businesses, and recommended best practices. The Fair Debt Collections Practices Act (“FDCPA”), 15 U. S. C. §§ 1692-1692p, was enacted on September 20, 1977. The purpose of the FDCPA was to eliminate certain abusive, deceptive, and unfair debt collection practices. The debts covered under the FDCPA are credit card debt, auto loans, medical bills, student loans, mortgage, and other household debts. However, business debts are not covered. A “creditor” is any person who offers or extends credit creating a debt or to whom a debt is owed. Source: - https://nocollectioncalls. com Tags: debt collection attorney houston |
| Имя: | CurtismekRS |
| Телефон: | 89243312592 |
| E-mail: | viorelfx0asel@list.ru |
| Личная страница: | https://nocollectioncalls.com |
| Дата добавления: | 2022-06-17 |
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